<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Credit Scoring |</title><link>https://porushy.github.io/tags/credit-scoring/</link><atom:link href="https://porushy.github.io/tags/credit-scoring/index.xml" rel="self" type="application/rss+xml"/><description>Credit Scoring</description><generator>HugoBlox Kit (https://hugoblox.com)</generator><language>en-us</language><lastBuildDate>Fri, 31 Jul 2026 00:00:00 +0000</lastBuildDate><image><url>https://porushy.github.io/media/icon_hu_6a46348f2384c7d5.png</url><title>Credit Scoring</title><link>https://porushy.github.io/tags/credit-scoring/</link></image><item><title>Algorithmic Lending &amp; Model Governance</title><link>https://porushy.github.io/projects/algorithmic-lending/</link><pubDate>Fri, 31 Jul 2026 00:00:00 +0000</pubDate><guid>https://porushy.github.io/projects/algorithmic-lending/</guid><description>&lt;p&gt;Jun 2026 – Jul 2026&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Built credit-scoring models using Logistic Regression and Random Forest on the German Credit (Statlog) dataset.&lt;/li&gt;
&lt;li&gt;Conducted SHAP-based explainability and fairness/bias analysis to understand how the model predicts.&lt;/li&gt;
&lt;li&gt;Identified biases shown by the model based on demographic data and mapped the behaviour to Indian digital governance frameworks.&lt;/li&gt;
&lt;/ul&gt;</description></item></channel></rss>